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Crypto-lending: does the UK’s consumer credit regime offer an avenue for redress?

7 February 2025 / Author(s): David Mcllroy , Clyde Darrell
Issue: February 2025 / Categories: Feature

As cryptoassets have evolved, “staking” (the generation of rewards for locking up tokens), borrowing on margin, and lending against cryptocurrencies to, for example, bet on future movements of cryptoassets against fiat currencies, have all become available activities. In this article, David Mcllroy and Clyde Darrell examine how such activities interact with the UK’s consumer credit regime and the extent to which it can offer individuals an avenue for redress.

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