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Embedded finance: key considerations for funders of platform borrowers

20 March 2024 / Author(s): Fiona Henderson , Laura Collins
Issue: September 2022 / Categories: In Practice

Embedded finance is, broadly, the availability of financial products, integrated into a company’s infrastructure, provided by non-financial institutions and capitalised by “traditional” financial institutions. Companies are providing these products directly to their own customers, cutting out financial institutions as intermediaries. The benefits of these technology driven products for end-users are efficiency of transactions and bundling complementary services to enhance customer experience (eg point of sale buy-now-pay-later (BNPL) credit).

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