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Julius Grower

Associate Professor

Julius Grower is an Associate Professor of Law at the University of Oxford and Ann Smart Fellow and Tutor in Law at St Hugh’s College, Oxford. William Day is a Fellow of Downing College, Cambridge and a barrister at 3 Verulam Buildings. All views stated in this article are personal to the authors. Email: julius.grower@st-hughs.ox.ac.uk and wad24@cam.ac.uk

Articles by author

Credit brokers as fiduciaries, and consequences for lenders: Part 1

The Court of Appeal's decision in Johnson v FirstRand Bank LTD (London Branch) (t/a MotoNovo Finance); Wrench v FirstRand (London Branch) (t/a MotoNovo Finance); Hopcroft v Close Brothers Ltd [2024] EWCA Civ 1282 that, as credit brokers, motor dealers owe fiduciary duties to their customers has caused uncertainty across the financial services sector.
This article, published in two parts, argues that the judgment was fundamentally flawed as regards the existence of fiduciary duties, and the commission of dishonest assistance (see Part 1), the nature of the tort of bribery, and as to remedies (see Part 2).

6 FEB 2025

Credit brokers as fiduciaries, and consequences for lenders: Part 2

The Court of Appeal’s decision in Johnson v FirstRand Bank Ltd (London Branch) (t/a MotoNovo Finance); Wrench v FirstRand Bank Ltd (London Branch) (t/a MotoNovo Finance); Hopcraft v Close Brothers Ltd [2024] EWCA Civ 1282 that, as credit brokers, motor dealers owe fiduciary duties to their customers has caused uncertainty across the financial services sector. This Spotlight article, published in two parts, argues that the judgment was fundamentally flawed as regards the existence of fiduciary duties, and the commission of dishonest assistance (see Part 1), the nature of the tort of bribery, and as to remedies (see Part 2).

6 FEB 2025