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Katherine Ratcliffe

Barrister
Katherine Ratcliffe is a barrister practising from Essex Court Chambers, Lincoln’s Inn Fields, London. Email: kratcliffe@essexcourt.com

Articles by author

Contracting out of the default discharge rule

This article considers whether it is possible to contract out of the rule that the discharge of one surety results in the discharge of all co-sureties and whether such a clause in a contract complies with the Unfair Contract Terms Act 1977, in light of Cynergy Bank Ltd v Dinglis [2024] EWHC 754 (Comm).

30 SEP 2024

The classification of interest rate swaps as contingent liability cases

In this article, Katherine Ratcliffe summarises Mr Justice Jacobs’ decision in CJ and LK Perks v NatWest Markets [2022] EWHC 726 (Comm) as to when the limitation period for an interest rate swap began and explains why Mr Justice Jacobs’ conclusions are correct.

1 JUL 2022