Articles by author
The Financial Conduct Authority, the court and the Financial Ombudsman Service: who is in charge?
There has never been a more uncertain time for consumer and motor finance firms. There are more and more challenges to the ways in which this multi-billion-pound market operates. These come from consumers, the Financial Conduct Authority, the court and the Financial Ombudsman Service. Firms could be forgiven for feeling they are in a never-ending game of Russian roulette with each actor taking their respective spin of the revolver. So, it begs the question, who is going to come out on top and, ultimately, who is in charge?
22 NOV 2024High Court dismisses unmeritorious “freeman on the land” claims against mortgage lenders
This article considers the recent High Court decision in Stamp and its dismissal of unmeritorious “freeman on the land” claims against mortgage lenders brought by litigants in person. It considers the steps which led to the court’s decision, an analysis of the court’s reasoning and considers the impact it may have for future claims before the court (including the risk of a claimant being in contempt of court).
28 JUN 2024
