Our articles are written by experts in their field and include individual barristers, solicitors, academics, judges, and leading firms in relevant areas of practice. JIBFL offers authoritative insights into global banking and financial law, providing essential updates for legal practitioners and policymakers. Covering key topics like lending, security interests, derivatives, debt capital markets, banking and finance related disputes, crypto, FinTech and financial regulation, JIBFL serves as a trusted resource for navigating complex legal challenges and staying informed in the financial sector. If you would like to contribute, please email Amanda.Cohen2@lexisnexis.com.

RPC

RPC is a modern, progressive and commercially-focused law firm, headquartered in London with offices in Bristol, Singapore and Hong Kong. Our lawyers are market leaders. Our clients are often household names. Together we achieve award-winning results which have seen RPC regularly voted amongst the best for commercial advice. We are consistently ranked highly by legal directories. We are big enough to handle the most complex matters, but small enough to adapt quickly to our clients’ changing needs. RPC has expertise in a wide range of industry sectors, including banking and financial services, real estate, insurance, litigation, retail, technology, media and many more.

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Key considerations for lenders when lending to individuals

Lending to individuals can be a challenging area for lenders, as they are required to comply with consumer regulations and must always consider the high-risk nature of certain individual borrowers. In this article, Sukh Ahark of RPC identifies key considerations for lenders when lending to individuals and outlines certain due diligence and legal drafting requirements that can protect lenders from any associated risks.

31 MAY 2024